Civil Court - Where Victims Are Guilty Until Proven Innocent
This information is also available on my YouTube Channel at: https://youtu.be/65Ie7DNSR6Q
If you prefer, you can also listen to this information on my Podcast at: https://creators.spotify.com/pod/show/norbert-gostischa/episodes/Civil-Court---Where-Victims-Are-Guilty-Until-Proven-Innocent-e319g65
We all grew up believing in a simple idea:
“Innocent until proven guilty.”
That’s one of the core principles of justice — at least in criminal court.
But what if I told you that in civil court… that principle doesn’t exist?
Let’s say someone steals your identity.
They take out a massive loan in your name.
They disappear with the money.
And, Now you're dealing with the fallout.
Your credit is wrecked.
Collectors are calling.
And the bank is demanding payment.
So you say: “Hey! That wasn’t me! I’m the victim here!”
But in civil court?: The burden’s on YOU to prove it.
That’s right — instead of being presumed innocent,
you’re treated like the guilty party by default.
Why? - Because it’s a civil matter — not a criminal one.
And in civil court, the rules change.
In criminal court, the state must prove guilt beyond a reasonable doubt.
In civil court? The other side just has to tip the scale slightly in their favor.
So the scammer commits the crime.
The bank files the claim.
And you have to fight like crazy just to prove you didn’t take out a loan you never wanted.
It’s like the rules of justice got turned upside down.
And this isn’t just about loans or banks.
The legal loophole exists across all kinds of civil cases —
from defamation to wrongful death to fraud and beyond.
If someone sues you, they don’t have to prove you did something without a shadow of a doubt.
They just need to make their side seem slightly more believable.
Think about that for a second.
A scammer steals your identity.
The bank gives them the money.
You get the debt.
And the law says: Prove it wasn’t you.
How is that fair?
It’s time to take a hard look at how civil courts handle fraud.
We need reforms that put the burden of proof back where it belongs — on the side making the accusation.
Victims of identity theft shouldn’t be treated like suspects.
They shouldn’t have to jump through flaming hoops to clear their name from someone else’s crime.
We need stronger laws.
Clearer protections.
And a legal system that doesn’t punish the innocent just because it’s easier than fixing the process.
Want to help change this?
✔️Share this video.
✔️Contact your elected officials.
✔️Support organizations pushing for fair treatment of identity theft victims.
📢Organizations That Can Help and Advocate:
Identity Theft Resource Center
🌐 https://www.idtheftcenter.org
📞888-400-5530
Consumer Financial Protection Bureau
🌐 https://www.consumerfinance.gov
📞855-411-2372
National Consumer Law Center
EPIC – Electronic Privacy Information Center
It’s time to fix this - because innocent people shouldn’t have to pay for someone else’s crime — in any courtroom.
(AI was used to aid in the creation of this article.)
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